Risk Management & Insurance Industry - Knowledge & Resource Center
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GCat: Risk Mgt, Claims & Ins
MCat: Risk Mgt
Cat: Property

Articles and resources related to risk management, property insurance, property risk control, etc.

48 Resources
A Contingent Claims Lease Valuation Model [pdf] [13756] ?

Empirical investigation of an internally consistent lease pricing model.

After the Fire: Returning to Normal [13630] ?

Advice for homeowners

All Risks in Property Insurance [pdf] [28008] ?

An attempt to remove ambiguities

All-Risk and the Acts or Decisions Exclusion [30156] ?

Among the exclusions in standard property policies is the so-called acts or decisions exclusion

Analytic System for the Measurement of Relative Fire Hazard [13759] ?

A system for measuring exposure

Annual Property Reevaluation and Renewal [16679] ?

Property valuation forms and procedures

Building Ordinance and Law Coverage [13763] ?

Explains the issues related to rebuilding to the new building code

Closing the Gap in Florida Windstorm Coverage [14629] ?

Florida Department of Insurance Bulletin 00-001, issued February 1, 2000

Coinsurance Definition [pdf] [13755] ?

The coinsurance formula for sharing the risk between the insurer and the insured

Commercial Property Risk & Insurance [24655] ?

Series of articles related to property insurance

Commercial Warehouse Insurance [pdf] [24942] ?

Understanding insurance as it pertains to the warehouse industry

Common Inspection & Rating Issues [16436] ?

For fire insurance credit, the following issues are commonly encountered

Court Finds Direct Physical Loss or Damage Due to Impairment of Function & Value [17890] ?

General Mills, Inc, v Gold Medal Ins., 2001 Minn App LEXIS 139 (Feb. 6, 2001)

Data Loss as Property Damage [13519] ?

Data breaches expose businesses while highlighting need for coverage

Equipment Breakdown Basics [6448] ?

Equipment breakdown insurance is frequently misunderstood

Expendable Property Values [15787] ?

Documenting Expendable Property for Loss Coverage

Fire Insurance [pdf] [28011] ?

Pure fire insurance in the original sense is hardly used any more

Fires in Vacant Buildings [pdf] [19314] ?

Outlines the fire problem in vacant buildings in the USA

Florida Windstorm Deductibles [14630] ?

The results of court cases about Florida windstorm deductible issues

Functionally Valuing Older Business Property [16408] ?

Change a policy so that the regular policy conditions on valuing a loss and coinsurance don't apply

Hail Damage to Roof Shingles [pdf] [24672] ?

Hail Damage Assessment

Insurance to Value in Homeowners Insurance [pdf] [5806] ?

An analysis of the problem

Inventory Tips [18335] ?

Advice on making an inventory of your belongings

ISO's Building Code Effectiveness Grading Schedule [24352] ?

Information about the building code effectiveness program

ISO's Public Protection Classification Program [24351] ?

Used by insurers to establish fire insurance premiums

Measuring the Value of an Exposure: A Capital Budgeting Approach [21713] ?

An alternative method for evaluating property exposures

MS-Mississippi Rating Bureau Public Protection Information [17885] ?

Information for cities and fire districts concerning the Public Protection Classification

Property Control System [8426] ?

Full text of a university's policies and procedures manual for property control

Property Insurance Terms [13757] ?

Definitions to common terms used in property and business insurance policies

Property Insurance Values [pdf] [32328] ?

To charge adequate premiums, insurers must receive accurate insurance-to-value calculations

Property Loss Preparedness Checklist [19358] ?

The following is a checklist that should help determine your loss preparedness

Property Policy's Defective Construction Exclusion [31650] ?

Most property insurance policies contain some version of a

Property Ratemaking [17346] ?

An advanced approach to exposure rating - 2005 CAS presentation

Property Reinsurance Exposure Rating [pdf] [28009] ?

An exposure rating approach to pricing property excess of loss reinsurance

Property Self- Insurance Policy Manual [15783] ?

Full text of a policy manual in use by state agencies in Oregon

Residential Property Adjusting [25681] ?

Claims management residential property procedures and scoping the loss are explained

Section One: Property Conservation Program [9429] ?

Full text of a property risk management program for state agencies in Texas - plus checklist

Standard Home Insurance Exclusions [24615] ?

A primer on typical homeowner insurance policy exclusions

Take a Personal Property Inventory [18332] ?

How to conduct and record an inventory

The Economics of Automatic Fire Sprinklers [13760] ?

Here's Why Sprinklering a Building is a 'Premium' Investment

Townhouse/Condominium Unit Owner Risk [30137] ?

HO 6 policy issues

Underwriting Against Arson [13309] ?

Advice for property underwriters

Utility Services - Additional Coverage Endorsement [36830] ?

Coverage will depend on the strength of your endorsements

Vacant Buildings - Copper Theft [15751] ?

Vacant buildings attract destructive scavengers in search of copper

Warehouse Checklist [13524] ?

A guide to underwriting warehouse policies

What is All-Risks Coverage? [13753] ?

Explains property insurance all risk coverages

When Applying the Limitation for Wind-Driven Rain, What Constitutes a Roof [21977] ?

Increasingly, insurers are being asked to pay for water damage to the interior of buildings following major storms


Related Categories & Information

- rmLibrary : Related Categories (19)

Claims Management / Property Claims
Property insurance claims management materials

Disasters / Disasters
US federally declared disasters, catastrophe information

Disasters / Emergency Plans
Examples of emergency management and action plans

Disasters / Floods
Flood hazard mitigation materials

Financial Risk / Cost Estimating
Online models for estimating the cost of a project, building valuation data, etc

Legal / Real Estate Law
Case developments, articles, resources related to real estate law

Property / Facilities Management
Topics in facilities and property management

Property / Lessons Learned
Lessons learned from property losses - fires, etc.

Property / Restoration
Cleaning and restoration of interiors & furnishings due to smoke & water damage

Property / Safety Programs
Full text fire safety programs, checklists and support materials

Risk Mgt / Business Interruption
Contingency planning and business interruption materials

Risk Mgt / Cargo
Transit cargo risk management and audit techniques

Risk Mgt / Catastrophes
Insurance claims data related to natural catastrophic occurrences in the USA

Risk Mgt / Environmental
Risk management resources related to environmental issues & coverages

Risk Mgt / Inland Marine
Equipment breakdown insurance

Security / Arson
Arson prevention, statistics, training programs, investigations, etc.

Security / Business Security
Crime-free workplace, corporate security, business protection from burglary

Statistics / Crime
Government and industry sources of statistical data on crime

Statistics / Fire
Government and industry sources of statistical data on fire incidents


- Cross References to other LAD Libraries (36)


- Cross References to LAD Directories (10)


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