Risk Mgt » Auto Liability
Auto insurance basics. Explanation of auto insurance coverages. Car insurance consumer information. Description of the preferred repair shop process for auto claims. Outline of 20 items related to conducting an independent automotive damage appraisal. How to handle damage claims for 'specialty' automobiles.
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Hot Topics: Insurance: Coverages, Management: Fleet
Professional Guides: Business Manager, Human Resources Manager, Property Manager, Risk Manager, Safety Director
10 Reasons to Purchase Collision Damage Waiver (CDW) When Renting a Vehicle [22330] 
Consumers, in general, should purchase the CDW/LDW, at least for short-term rentals
Consumers, in general, should purchase the CDW/LDW, at least for short-term rentals
Aftermarket Crash Parts - State Issues [11411]
Info on disclosure of the use of aftermarket crash parts in repairs (pdf)
Info on disclosure of the use of aftermarket crash parts in repairs (pdf)
Air Bag Fraud [24681]
The cost of replacing air bag components after a collision is one of the largest cost increases in repair
The cost of replacing air bag components after a collision is one of the largest cost increases in repair
Assigned Risk: AIPSO Electronic Manuals [15439]
Full text of rating and other auto residual market technical manuals for the majority of states
Full text of rating and other auto residual market technical manuals for the majority of states
Assigned Risk: Auto Residual Market Overview [15438]
FAQ answers common questions about the Auto Residual Market
FAQ answers common questions about the Auto Residual Market
Assigned Risk: Michigan Automobile Insurance Placement Facility [15441]
Michigan’s residual market mechanism for automobile insurance
Michigan’s residual market mechanism for automobile insurance
Assigned Risk: North Carolina Reinsurance Facility [15448]
Administers the automobile assigned risk plan for North Carolina
Administers the automobile assigned risk plan for North Carolina
Assigned Risk: State Residual Market Mechanisms Overview [15442]
FAQ answers common questions about auto residual market mechanisms
FAQ answers common questions about auto residual market mechanisms
Attention to Details Reduces Fleet Loss Exposures [13448]
Covers four critical areas of loss control
Covers four critical areas of loss control
Auto Accidents Advice [18514]
Legal advice to assist small business and individuals understand their rights
Legal advice to assist small business and individuals understand their rights
Auto Body Replacement Parts [16918]
Competitive crash repair parts for cars and trucks helps hold down the cost of repairs & insurance
Competitive crash repair parts for cars and trucks helps hold down the cost of repairs & insurance
Auto Claims: Diminished Value Payments [9172]
Diminished value payments when your car has been in a wreck
Diminished value payments when your car has been in a wreck
Auto Liability Insurance Guide [13442]
The basics of auto liability, special reports, news, interactive tools, driving tips and more
The basics of auto liability, special reports, news, interactive tools, driving tips and more
Auto Theft Investigation Procedures [24620]
How investigators can help in a motor vehicle theft claim
How investigators can help in a motor vehicle theft claim
Auto v Mobile Equipment in the CGL [25699]
Usually coverage arising out of the ownership, operation or maintenance of an auto is excluded by the CGL
Usually coverage arising out of the ownership, operation or maintenance of an auto is excluded by the CGL
Auto versus Mobile Equipment in the 2004 CGL [28710]
The challenge is to figure out what is considered an "auto" and what is considered "mobile equipment"
The challenge is to figure out what is considered an "auto" and what is considered "mobile equipment"
Automobile Insurance & Bystander Emotional Distress [18441]
Outlines 2004 Connecticut High Court ruling limiting emotional distress recovery
Outlines 2004 Connecticut High Court ruling limiting emotional distress recovery
Automobile Insurance - PAP vs BAP ![[pdf]](graphics/file_pdf.gif)
[17622]
Coverage issues related to the personal auto policy & business auto policy
[17622] Coverage issues related to the personal auto policy & business auto policy
Borrowed, Rented or Leased Vehicles [24683]
Here are some points to consider before using a non-owned vehicle
Here are some points to consider before using a non-owned vehicle
Business Auto Policy Covered Auto Designation Symbols [27355]
Illinois, Arizona, Louisiana have expanded uninsured motorist/underinsured motorist coverage to hired and non-owned
Illinois, Arizona, Louisiana have expanded uninsured motorist/underinsured motorist coverage to hired and non-owned
Car's Black Box Evidence Admitted [24694]
Prosecution will use recording device to dispute driver's statement after a fatal crash
Prosecution will use recording device to dispute driver's statement after a fatal crash
Cell Phones and Driving [21763]
Recent developments on the dangers associated with driving and cell phone use
Recent developments on the dangers associated with driving and cell phone use
Commercial Auto Coverage Symbols [28729]
Commercial auto policies specify the extent of coverage provided by using symbols to indicate the breadth of protection
Commercial auto policies specify the extent of coverage provided by using symbols to indicate the breadth of protection
Commercial Automobile Losses Cost Your Company More Than You Think [4150]
Discussion of the impact of indirect costs of fleet accidents
Discussion of the impact of indirect costs of fleet accidents
Comparison of Insurance Costs on the Basis of Damage Susceptibility [13628]
Comparison of passenger cars, station wagons/passenger vans, pickups and utility vehicles
Comparison of passenger cars, station wagons/passenger vans, pickups and utility vehicles
Determinants of Claims Recovery Among Writers of Auto Physical Damage Coverage [21714]
Results of a 2000 study
Results of a 2000 study
Diminution in Market Value of Repaired Vehicles [26832]
An analysis of property coverages under the personal auto policy
An analysis of property coverages under the personal auto policy
Drunk Driving and Insurance Issues [21770]
How drunk driving affects auto liability insurance losses
How drunk driving affects auto liability insurance losses
Errors in Accident Reconstruction [26046]
Provides some examples of errors made when trying to reconstruct a motor vehicle accident (pdf)
[26046] Provides some examples of errors made when trying to reconstruct a motor vehicle accident (pdf)
FL-Florida Motor Vehicle Insurance [33841] A summary of the law effective Jan 1, 2008 - the reformed PIP/no-fault auto insurance provisions - PIP medical benefits
![[doc]](graphics/file_doc.gif){kind=small}
Generic Auto Crash Parts [21766]
The continuing debate about whether generic parts are as good as parts from OEMs
The continuing debate about whether generic parts are as good as parts from OEMs
Independent Automotive Damage Appraisers Association 20-Point Appraisal Program [13244]
Outlines 20 items related to conducting an independent automotive damage appraisal
Outlines 20 items related to conducting an independent automotive damage appraisal
Individual Name Insured Endorsement [22325]
Compared to the Drive Other Car coverage (DOC) endorsement
Compared to the Drive Other Car coverage (DOC) endorsement
Insurance Agency MVR Checking [22328]
Before an agency engages in practice of sharing MVRs with others it's important to consider the impact of these issues
Before an agency engages in practice of sharing MVRs with others it's important to consider the impact of these issues
Insurance Law: Auto Insurance [18503]
FAQ answers common legal questions related to auto liability insurance
FAQ answers common legal questions related to auto liability insurance
Intra-Company Auto Insurance Underwriting Profits Under Alternative Forms of Rate Regulation [22104]
Study looks at intra-company differences in profitability for insurers that actually participate in each state market
Study looks at intra-company differences in profitability for insurers that actually participate in each state market
KY-Kentucky PIP Reform Issues [33840] Personal Injury Protection (PIP) is mandatory auto insurance coverage in Kentucky
Loading and Unloading - Example Claim [20955]
Loading & unloading claims commonly arise in a business setting
Loading & unloading claims commonly arise in a business setting
Loading and Unloading Claims [22329]
How the PAP and BAP differ in covering loading and unloading claims
How the PAP and BAP differ in covering loading and unloading claims
Minimum Levels of Required Auto Insurance [22314]
Chart of which states require minimum liability, PIP, no-fault or uninsured motorist coverage
Chart of which states require minimum liability, PIP, no-fault or uninsured motorist coverage
Minimum State Auto Insurance Requirements [26743]
The following table lists the minimum requirements in all 50 states and D.C.
The following table lists the minimum requirements in all 50 states and D.C.
Motor Vehicle Accidents: The Hidden WC Exposure [10530]
One of the leading causes of injuries to staff and volunteers is vehicular accidents
[10530] One of the leading causes of injuries to staff and volunteers is vehicular accidents
NC-North Carolina Rate Bureau Automobile [15445]
Establishes rules and premium rates for auto liability insurance in North Carolina
Establishes rules and premium rates for auto liability insurance in North Carolina
NJ-New Jersey Automobile Medical Fee Schedule [33838] Personal Injury Protection (PIP) fee schedule rules
No-Fault Auto Insurance [21765]
No-fault applies to state laws that provide for payment of no-fault first-party benefits & restrict the right to sue
No-fault applies to state laws that provide for payment of no-fault first-party benefits & restrict the right to sue
No-Fault Auto Insurance Fraud [24663]
The no-fault system is viewed by opportunistic claimants as a kind of macabre lottery
The no-fault system is viewed by opportunistic claimants as a kind of macabre lottery
Non-Owned Auto Liability [28995]
Risk management practices to minimize the liability exposure of employee use of personal auto for business purposes
Risk management practices to minimize the liability exposure of employee use of personal auto for business purposes
Non-owned Auto Liability Exposures [26638]
Examples of how a business is liable for accidents caused by employees driving their own vehicles
[26638] Examples of how a business is liable for accidents caused by employees driving their own vehicles
Non-Owner Policies Have Pros and Cons [13447]
About a type of auto insurance called “named non-owner coverage”
About a type of auto insurance called “named non-owner coverage”
NY-New York No-Fault Auto Resources [33832] Text of regulations 68 and 83 the no-fault medical fee schedule (fees), opinion letters and more
OR-Oregon PIP Fee Schedule [33837] Ties Personal Injury Protection (PIP) reimbursements to the workers compensation fee schedule
Perceptual Diminished Value for Personal Autos [20106]
Examines the debate, relevant case law, and ISO's response
Examines the debate, relevant case law, and ISO's response
Personal Automobile Insurance Rate Regulation Laws [33842] A summary of the law in each state - tort law or no-fault as of August, 2007
Preserving and Presenting Evidence in Traffic Accident Cases [26044]
The importance of preservation of physical evidence in traffic accident litigation
The importance of preservation of physical evidence in traffic accident litigation
Rejection of Uninsured Motorist and Personal Injury Protection Coverage [27844]
Issues that the courts have addressed with respect to the rejection of UM/PIP coverage
Issues that the courts have addressed with respect to the rejection of UM/PIP coverage
Self-Insureds Must Write Down UM Limit Reductions [27342]
2005 Connecticut court ruling on uninsured motorist limits and self-insured requirements
2005 Connecticut court ruling on uninsured motorist limits and self-insured requirements
Senior Drivers: Auto Risk & Insurance Concerns [24656]
Covers older drivers and automobile accidents
Covers older drivers and automobile accidents
The ABC's of the BAC [25701]
Business Auto Coverage - consider the following when attempting to determine coverage
Business Auto Coverage - consider the following when attempting to determine coverage
The Baldyga Auto Accident Settlement Evaluation Formula [26041]
A metholodology for estimating the cost of auto accident insurance claims
A metholodology for estimating the cost of auto accident insurance claims
Traumatic Stress and Motor Vehicle Accidents [24682]
Individuals involved in auto accidents may allege that they have experienced a post-traumatic stress disorder (PTSD)
Individuals involved in auto accidents may allege that they have experienced a post-traumatic stress disorder (PTSD)
Trucking & Insurance [21104]
August, 2004 overview of the insurance market for the trucking industry
August, 2004 overview of the insurance market for the trucking industry
TX-Texas Automobile Insurance Rate Guide [16337]
The rates shown in the rate table are for a one-year basic liability policy
The rates shown in the rate table are for a one-year basic liability policy
Uninsured Motorist Coverage in Indirect Contact Cases [30090]
Interpreting the "Physical Contact" Requirement of Uninsured Motorist Coverage in Indirect Contact Cases
Interpreting the "Physical Contact" Requirement of Uninsured Motorist Coverage in Indirect Contact Cases
Related Categories within rmLibrary
View All Related Categories throughout the Libraries & Directories
Fleet / Accidents
Accident investigation & reconstruction, preventability, trailer underride, etc.
Fleet / Crash Tests
Vehicle crash data for the USA, Australia, Europe & Japan
Fleet / Drivers
MVRs. FAQ for owner operators. Log books. Driver response time.
Fleet / Fleet Policies
Sample fleet-related company policies - vehicle use, drivers, seat belts, etc.
Legal / Transportation Law
Case developments, articles, resources related to transportation law
Risk Mgt / Consumer Insurance
Insurance bulletins & alerts designed for consumers
Risk Mgt / Programs
Full text of risk management policy and procedure manuals
Security / Vehicle Theft
Theft losses by make and model. Tips to prevent auto theft
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